Being involved in a car accident is a very serious and unfortunate situation. The steps that you take following an accident are critical. Please consider the following tips to make sure you get the right value for your car repair and any injuries you may have sustained.
Receive Medical Care
Your health should be your first priority. If you are experiencing any pain after a car accident, you must seek help. Go to the hospital so that you can receive the proper care. Do not attempt to take a short cut with your health. In fact, your insurance company may question why you refused to receive medical care at the scene if you are injured. Check with your insurance policy and the local and state laws which govern the coverage, such as No Fault Insurance.
Before you get out of your car, survey the scene. If there are any witnesses to the accident, be sure to get their names and contact information. Without getting the information of the witnesses, it will be very difficult to track them down. Make sure you keep this information safe.
Take pictures of the accident scene, property damage, and the people at the scene. With the technology today, this should be easy to do. The photographs are important for insurance companies to look at, as they determine vehicle damage, in regards to car repairs.
Speaking to Your Insurance Company
Your insurance company should be notified as soon as possible after your accident. Failure to properly notify your insurance company could potentially jeopardize your coverage and car repair. Make sure that you have a recorded statement regarding the accident and your injury claims.